Question: What Bank Does JCPenney Credit Card Use?

Can I use my JCPenney credit card at CVS?

The JC Penney credit card can be used at all JC Penney locations, including its outlet stores, as well as for catalog purchases, and for online purchases on their website.

Customers also can use the JC Penney card at any CVS Pharmacy or Rite Aid Pharmacy..

What stores approve bad credit?

Best “Department Store” Credit Cards for Bad CreditKohl’s Charge Card. … Macy’s Credit Card. … Dillard’s Credit Card. … TJX Rewards Credit Card. … Belk Credit Card. … JCPenney Credit Card. … Nordstrom Retail Card.

Does Macy’s approve bad credit?

Another reason you may want the Macy’s store card, is they have been known to approve those with bad credit. … Cardholders with bankruptcies on their credit reports and credit scores as low as in the 400s (which is considered poor) have been known to be approved for the Macy’s store card.

What credit card can u get with bad credit?

7 Best Credit Cards for Bad Credit in 2020Discover it® Secured. … Credit One Bank® Visa® Credit Card. … OpenSky® Secured Visa® Credit Card. … Capital One® Secured Mastercard® … Citi® Secured Mastercard® … Indigo® Mastercard® for Less than Perfect Credit.

How do I know if I get approved for a JCPenney credit card?

In order to check your JCPenney credit card application status, you will need to contact Synchrony Bank’s customer service department. You can do so by phone (1-855-220-3806) or online. Either way, you’ll receive a decision in the mail within 10 business days.

What bank does JCPenney use?

Synchrony BankThe JCPenney Gold/Platinum Program is provided by Synchrony Bank.

How long does it take to get approved for a JCPenney credit card?

You will generally be instantly approved for the JCPenney credit card. However, Synchrony Bank, the issuer of the JCPenney credit card, may sometimes need to conduct further verification. If that happens, you could receive a decision within 10 business days at most.

Is Macy’s card worth it?

If you’re a frequent Macy’s shopper with decent credit (you shop there at least four times a year and have a score of at least 650), it’s probably worthwhile to have the Macy’s credit card in your wallet.

What credit score does JCPenney require?

640+You need fair credit or better to get a JCPenney credit card. That means a credit score of 640+.

Is Macy’s card easy to get?

The Macy’s Credit Card is considered to be a relatively easy card to obtain, with flexible credit requirements that make it a potential win for even those with poor credit. … You can apply for a Macy’s card in your local store or by using the easy online application.

Can you use your JCPenney credit card at Sephora?

Sephora accepts a JCPenney credit card for purchases on Sephora.com. … All terms and conditions associated with the JCPenney credit card apply when used on Sephora.com. For information about the JCPenney credit card, please refer to www.jcp.com .

Can you get a credit card with a 550 credit score?

The best credit card for a 550 credit score is the OpenSky Secured Visa Card. There’s no credit check when you apply, so approval is almost guaranteed. You just need $200 for a refundable security deposit and enough income to make monthly payments.

What credit score do you need for Macy’s?

700You need good or excellent credit (700 or higher) to get the Macy’s Amex, and at least fair credit (640 or higher) to get the Macy’s Store Card.

Does JCPenney have a Mastercard?

JCPenney has 2 store-branded cards issued by Synchrony Bank: a basic credit card and a Mastercard. Potential cardholders do not get to choose which card they apply for; the initial application is submitted for a basic JCPenney credit card.

What is the credit limit on a Kohls card?

Exspect a credit card limit from $300-$3000, Kohls limit. Even with credit scores above 700 except to start with $1,000 limit. However, the coupons and discounts can save you a ton of money when shopping and as long as you pay off every month you are good.

How often does JCPenney increase credit limit?

After you are approved for a JCPenney Credit Card, you will be given an introductory credit limit. Thirty days after your initial approval, you can request a credit limit increase. If you are denied a credit increase, you must wait at least 30 days before reapplying for an increase.

Is it easy to get approved for a JCPenney card?

Approval Requirements & Application The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.

What happens if I don’t use my JCPenney credit card?

If you never use it? Not once? They’ll probably close the account for inactivity. If you want to keep the account open, use it at least once every six months, even if you return what you bought.

What credit score is needed for a Target card?

640The Target Credit Card credit score requirement is 640 or better. That means you’ll need a “fair” credit score. The Target Credit Card is a store card, and just about all store credit cards require fair credit. But because it’s a store credit card, it can only be used to make Target purchases, in-store and online.

Which store card is easiest to get?

Here are some of the easiest department store credit cards to get:Target REDcard: For people with fair credit or better. … Walmart Store Card: For people with fair credit or better. … Kohl’s Credit Card: For people with fair credit or better. … JCPenney Credit Card: For people with fair credit or better.More items…

Where can I use my JCPenney credit card?

You can use the JCPenney Credit Card at JCPenney, JCPenney.com, Sephora stores inside JCPenney locations, Sephora.com, Rite Aid, and Riteaid.com. There is also a JCP Mastercard credit card that can be used pretty much anywhere credit cards are accepted.